Built on Trust. Delivered Through Food.
We give small food vendors ingredient credit upfront — so they can cook, sell, and repay from their own revenue. No collateral. No paperwork. Just food, trust, and capital.
Millions of women-led food businesses across Nigeria generate daily cash flow — but can't access a single naira of working capital. Banks won't serve them. Informal lenders exploit them.
No formal credit for vendors without collateral, documentation, or credit history — yet they trade daily.
Capped earnings because vendors can't buy enough ingredients to meet demand from customers.
Punishing informal lenders charge exploitative rates that leave vendors worse off after every cycle.
SureFood is a vendor financing product delivered through food. We embed working capital directly into the supply chain — not on top of it.
We supply ingredients upfront — ensuring funds go directly into production, not elsewhere.
Vendors sell, repay from revenue, and are restocked — a self-sustaining trade credit engine.
Each cycle builds a repayment record. Credit limits rise as trust deepens.
Identified, assessed informally, and enrolled in the SureFood credit programme.
Ingredients — not cash — delivered upfront, covering the full working capital need.
She cooks and sells to her existing customers. SureFood is invisible — she owns the business.
At cycle end, she repays from revenue — no savings touched, no debt trap.
Restocked for the next cycle. Limits increase. The engine keeps running.
Akara, beans, and moi moi vendors in Kaduna. Pilot validated credit acceptance, ingredient deployment, and revenue-based repayment. Scaling to 50 vendors next.
Whether you're a food vendor in Kaduna or a development finance partner in Geneva — SureFood speaks your language.
Buy wholesale, supply to vendors above cost. The spread is the first revenue pool.
Flat fee or % per credit cycle. Simple, transparent, vendor-friendly.
Retail-facing branded SureFood products as brand scales.
Institutional and commercial ingredient supply contracts.
Anonymised vendor credit profiles for lenders, insurers, and DFIs.
Scale from 5 to 50 vendors. Refine onboarding, repayment tracking, and informal credit scoring.
Launch SureFood-branded consumer products and B2B ingredient supply alongside vendor financing.
Replicate the model across Northern Nigeria, then pan-Nigeria cities.
Leverage vendor credit data to unlock loans, insurance, and savings via institutional partnerships.
SureFood is a product of Agrolinking Solutions Ltd — an agri-tech company with established relationships across global development and agricultural finance.